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We offer a guaranteed service agreement and a team of experts to answer any questions and to professionally administer every aspect of the process to help you prevent foreclosure and brankruptcy.

 

HelpSaveMyHome.com
4640 Forbes Blvd
Suite 320 / BL
Lanham, MD 20706

301-577-1333
301-577-1334 Fax
888-YES-8881 Toll Free

 

 

 

 

Our goal is to implement a plan before the situation gets out of control. Daily late fees and interest can add hundreds of dollars to the past due amount until the mortgage loan is brought current.

Many Clients have used our services to save their homes, get a new start on life, & provide their families with long lasting financial security.


Terms to be familiar with:

Bankruptcy - A proceeding in a federal court in which a debtor, who owes more than his or her assets, can discharge personal liability for his or her debts. This affects the borrower's personal liability for a mortgage debt but not the lien of the mortgage.

Default - The failure to perform an obligation as agreed in a contract.

Delinquency - A loan payment that is overdue but within the period allowed before actual default is declared.

Escrow payment - That portion of a mortgagor's monthly payments held by a lender or services to pay taxes, hazard insurance, mortgage insurance, lease payments, and other items as they become due. Also called impounds or reserves in some states.

Foreclosure - A legal procedure in which property mortgaged as security for a loan is sold to pay the defaulting borrower's debt.

Hardship - circumstances beyond the mortgagor's control, which have temporarily rendered the mortgagor unable to meet his/her monthly mortgage obligation.

Investor - The owner of a loan Tax Lien - A claim against property for unpaid taxes.

Title - The legal evidence of ownership rights to real property.

Title Search - An examination of public records to disclose the past and current facts regarding the ownership of a given piece of real estate. .